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OptimumBank Holdings, Inc.(OPHC)

Description: OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides community banking products and services to individuals and corporate customers in Florida. Its deposit products include demand interest-bearing and noninterest-bearing accounts, money market deposit accounts, NOW accounts, time deposits, regular savings accounts, and certificates of deposit, as well as direct deposits. The company also offers real estate, commercial, and consumer loans to individuals, and small businesses and other organizations. In addition, it provides credit cards, cash management services, notary services, money orders, night depository services, travelers' checks, cashier's checks, domestic collections, bank drafts, automated teller services, drive-in tellers, and banking services by mail, as well as Internet Banking services. Further, the company engages in holding, managing, and disposing of foreclosed real estate. It offers services through its main office in Fort Lauderdale, Florida; and three branch offices in Fort Lauderdale, Plantation, and Deerfield Beach, Florida. The company was founded in 2000 and is headquartered in Fort Lauderdale, Florida.


Keywords: Bank Banking Deposit Products Cash Management Cash Management Services Internet Banking Services Depository Services Money Order Office Work Mbank Notary Services Bank Teller Community Banking Products Teller Services Night Depository Services Time Deposit

Home Page: www.optimumbank.com

OPHC Technical Analysis

2929 East Commercial Boulevard
Fort Lauderdale, FL 33308
United States
Phone: 954 900 2800


Officers

Name Title
Mr. Timothy L. Terry Principal Exec. Officer
Mr. Joel J. Klein Interim Principal Financial Officer & Director
Mr. Gene Babchick Director of Bus. Devel.
Ms. Lesile M. Legg VP of Bank Operations, Branch Admin. & HR
Mr. Frank A. Nelson Sr. VP of Lending
Ms. Rosa M. Arias Head Teller
Ms. Lisa Corr Assistant VP of Lending

Exchange: NASDAQ

Country: US

Currency: US Dollar ($)

GIC Sector: Financials
GIC Group: Banks
GIC Industry: Banks
GIC Sub-Industry: Regional Banks
Forward PE: 0
Trailing PE: 2.6
Price-to-Book MRQ: 0.5591
Price-to-Sales TTM: 1.9325
IPO Date: 2003-06-23
Fiscal Year End: December
Full Time Employees: 38
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