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Union Bankshares, Inc.(UNB)

Description: Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides commercial and retail banking services in northern Vermont and northwestern New Hampshire. The company offers retail depository services, including personal checking accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, IRA/SEP/KEOGH accounts, and health savings accounts. It also provides retail loans consisting of residential mortgage loans, construction loans, home equity loans or lines of credit, traditional installment loans, and personal lines of credit; and commercial loans, including term loans, lines of credit, commercial construction loans, and commercial and multi-family real estate loans, as well as for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors. In addition, the company offers municipal loans, such as term loans and construction financing; SBA guaranteed loans; online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository; merchant credit card services; business checking accounts; and standby letters of credit, travelers or bank checks, and safe deposit boxes. Further, it provides automated teller machine (ATM) services; debit and ATM cards; telephone and Internet banking services; home improvement loans and overdraft checking facility against preauthorized lines of credit; and customer repurchase agreement sweeps; and trust and asset management services. The company offers retail banking services to individuals; and commercial banking services to small and medium-sized corporations, partnerships, sole proprietorships, nonprofit organizations, local municipalities, and school districts. As of May 9, 2013, it operated 16 banking offices, 1 loan center, and 34 ATMs. The company was founded in 1891 and is headquartered in Morrisville, Vermont.


Keywords: Bank Banking Asset Management Services Retail Banking Commercial Bank Cash Management Services Commercial Banking ATM Internet Banking Services Credit Card Services Repurchase Agreement Retail Banking Services Card Services Health Savings Account Renovation Depository Services Family Real Estate Automated Clearing House Family Real Estate Loans Vermont Atm Card Multi Family Real Estate Loans Online Cash Management Retail Loans Merchant Credit Card Services Personal Checking Accounts Bank Checks Retail Loan Union Bank Online Cash Management Services

Home Page: www.ublocal.com

UNB Technical Analysis

20 Lower Main Street
Morrisville, VT 05661-0667
United States
Phone: 802 888 6600


Officers

Name Title
Mr. David Scott Silverman Pres, CEO & Director
Ms. Karyn J. Hale VP, Treasurer & CFO
Mr. Jeffrey G. Coslett VP
Ms. Kristy Adams Alfieri Assistant Sec.
Ms. Patricia N. Hogan Sr. VP & Sr. Risk Officer

Exchange: NASDAQ

Country: US

Currency: US Dollar ($)

GIC Sector: Financials
GIC Group: Banks
GIC Industry: Banks
GIC Sub-Industry: Regional Banks
Forward PE: 0
Trailing PE: 8.5899
Price-to-Book MRQ: 2.18
Price-to-Sales TTM: 2.1515
IPO Date: 1998-06-11
Fiscal Year End: December
Full Time Employees: 194
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