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X Financial(XYF)

Description: X Financial is a leading technology-driven personal finance company in China focused on serving China's underserved prime borrowers and mass affluent investors, according to the Oliver Wyman Report. The Company's platform, empowered by its risk management capabilities and technology, efficiently matches borrowers' loan requests with investors' investment demands and executes loan and investment transactions to provide borrowers with prompt funding, enabling X Financial to satisfy the financing needs of borrowers and meet the investment demands of investors. The Company utilizes data-driven and technology-empowered credit analysis and protection offered by ZhongAn's credit insurance on its investment products which significantly enhances investor confidence. The strong credit performance and underlying insurance protection of the loans that the Company facilitates and its proven risk management and credit assessment capabilities enable it to attract a diversified and low-cost funding base to support its growth.


Keywords: Banking Credit Investment Product Risk Management Personal Finance Credit Insurance Funding Insurance Protection

Home Page: www.xiaoyinggroup.com

XYF Technical Analysis

Aerospace Science and Technology Plaza
Shenzhen, 518067
China
Phone: 86 75 5862 82977


Officers

Name Title
Mr. Yue Tang Founder, CEO & Chairman
Mr. Kan Li Pres, Chief Risk Officer & Director
Mr. Fuya Zheng Chief Financial Officer
Mr. Ding Gao Chief Technology Officer
Ms. Jennifer Zhang Investor Relations

Exchange: NYSE

Country: US

Currency: US Dollar ($)

GIC Sector: Financials
GIC Group: Diversified Financials
GIC Industry: Consumer Finance
GIC Sub-Industry: Consumer Finance
Forward PE: 0
Trailing PE: 2.1005
Price-to-Book MRQ: 0.185
Price-to-Sales TTM: 0.0344
IPO Date: 2018-09-18
Fiscal Year End: December
Full Time Employees: 424
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