Description: The First Bancshares, Inc. operates as the bank holding company for The First Bank that provides general commercial and retail banking services. The company operates through three segments: Commercial/Retail Bank, Mortgage Banking Division, and Holding Company. It offers deposit services, including checking, NOW, and savings accounts; other time deposits, such as daily money market accounts and longer-term certificates of deposit; and individual retirement and health savings accounts. The company also provides commercial loans comprising secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans consisting of equity lines of credit, as well as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. In addition, it originates loans to purchase existing residential homes, construct new homes, and to refinance existing mortgages; and provides financial and wealth management services. Further, the company offers online internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, merchant services, mobile deposit, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card services. It serves small to medium-sized businesses, professional concerns, individuals, associations, organizations, and governmental authorities. The company operates full-service banking and financial service offices, motor bank facility, and loan production offices in Mississippi, Alabama, Florida, Georgia, and Louisiana. The First Bancshares, Inc. was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.
Home Page: www.thefirstbank.com
6480 U.S. Highway 98 West
Hattiesburg,
MS
39402
United States
Phone:
601 268 8998
Officers
| Name | Title |
|---|---|
| Mr. Milton Ray Cole Jr. | Chairman, President & CEO |
| Ms. Donna T. Lowery CPA | Executive VP & CFO |
| Dawn Ard | Compliance Officer & Compliance Officer of The First, A National Banking Association |
| Ms. Marsie White | Vice President of Human Resource |
| Mr. George Lee Noonan | Executive VP & Chief Credit Officer |
| Ms. Chandra B. Kidd | VP & Corporate Secretary |
| Mr. Douglas Eric Waldron | President of Northern Region - The First, A National Banking Association |
| Ms. Carol M. Daniel | Credit Administrator of The First, A National Banking Association |
| Mr. Hayden Mitchell | Chief Retail Banking Officer & Executive VP of The First, A National Banking Association |
| Mr. David A. Bush | Executive Vice President of Private Banking - The First, A National Banking Association |
Exchange: F
Country: DE : Germany
Currency: Euro (€)
| GIC Sector: | Financials |
|---|---|
| GIC Group: | Banks |
| GIC Industry: | Banks |
| GIC Sub-Industry: | Regional Banks |
| Forward PE: | 12.3762 |
|---|---|
| Trailing PE: | 16.7464 |
| Price-to-Book MRQ: | 1.1425 |
| Price-to-Sales TTM: | 4.0899 |
| IPO Date: | |
| Fiscal Year End: | December |
| Full Time Employees: | 1078 |