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AmeriServ Financial Inc.(ASRV)

Description: AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides a range of consumer, mortgage, and commercial financial products and services. The company offers retail banking services, such as demand deposits, savings and time deposits, checking accounts, money market accounts, secured and unsecured consumer loans, mortgage loans, safe deposit boxes, holiday club accounts, money orders, and traveler's checks. It also offers lending, depository and related financial services consisting commercial real estate-mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company provides personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services, including 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it is involved in underwriting as reinsurer of credit life and disability insurance. The company provides its services through a network of 18 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland Counties, Pennsylvania; and operates 20 automated bank teller machines. AmeriServ Financial, Inc. was founded in 1982 and is headquartered in Johnstown, Pennsylvania.


Keywords: Bank Banking Insurance Products Financial Products Mortgage Loan Demand Deposit Individual Retirement Account Savings And Loan Association Disability Related Financial Services Real Estate Construction Retail Banking Services Custodial Services Real Estate Mortgage Loans Disability Insurance Money Order Real Estate Construction Loans Lock Box Somerset Bank Teller Lock Box Services Personal Trust Products

Home Page: www.ameriserv.com

ASRV Technical Analysis

216 Franklin Street
Johnstown, PA 15901
United States
Phone: 814 533 5300


Officers

Name Title
Mr. Jeffrey A. Stopko CPA Pres, CEO & Director
Mr. Michael D. Lynch Exec. VP, CFO, Chief Risk Officer & Chief Investment Officer
Mr. James T. Huerth Pres & CEO of Ameriserv Trust and Financial Services Company
Mr. Robert E. Werner III Sr. VP & Chief Information Officer
Ms. Catherine M. Torok Sr. VP & Chief Information Officer
Ms. Susan Tomera Angeletti Sr. VP and Director of Corp. Marketing & Alternative Delivery Systems
Ms. Michele M. Scanlan Sr. VP & Chief HR Officer
Mr. Gary M. McKeown Exec. VP & Special Assistant to the Pres of AmeriServ Financial Bank
Mr. Michael R. Baylor Chief Commercial Banking Officer & Exec. VP
Ms. Bettina D. Fochler SVP & Chief Credit Officer of AmeriServ Financial Bank

Exchange: NASDAQ

Country: US

Currency: US Dollar ($)

GIC Sector: Financials
GIC Group: Banks
GIC Industry: Banks
GIC Sub-Industry: Regional Banks
Forward PE: 0
Trailing PE: 8.0833
Price-to-Book MRQ: 0.6756
Price-to-Sales TTM: 1.1839
IPO Date: 1990-03-27
Fiscal Year End: December
Full Time Employees: 306
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