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Bank of the James Financial Group, Inc.(BOTJ)

Description: Bank of the James Financial Group, Inc. operates as the holding company for Bank of the James that provides retail and commercial banking services in Virginia. The company offers various deposit products, including checking accounts, savings accounts, time deposits, money market accounts, certificates of deposit, individual retirement accounts, health care savings accounts, and non-interest bearing demand deposits. Its loan portfolio consists of short to medium-term commercial loans for purchase of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; secured and unsecured consumer loans, such as personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans; and consumer residential mortgage loans. The company also provides safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, and credit card merchant services, as well as operates a shared network of automated teller machines. In addition, it offers securities brokerage and investment services; insurance and annuity products; and telephone and Internet banking services, including on-line bill pay. As of October 26, 2012, the company operated 9 full service locations and 1 limited service location, as well as a mortgage origination office in Forest, Virginia. Bank of the James Financial Group, Inc. is headquartered in Lynchburg, Virginia.


Keywords: Bank Banking Deposit Products Retail Banking Investment Services Commercial Bank Securities Brokerage Commercial Banking Merchant Services Demand Deposit Individual Retirement Account Internet Banking Services Annuity Products Retail And Commercial Banking Real Estate Mortgage Loans Retail And Commercial Banking Services Mortgage Origination

Home Page: www.bankofthejames.bank

BOTJ Technical Analysis

828 Main Street
Lynchburg, VA 24504
United States
Phone: 434 846 2000


Officers

Name Title
Mr. Robert R. Chapman III Pres & Director
Mr. J. Todd Scruggs Sec., Treasurer & Director
Mr. Michael A. Syrek Pres of Bank of the James
Mr. Harry P. Umberger Jr. Exec. VP & Chief Credit Officer of Bank of the James
Mr. Brandon P. Farmer Exec. VP & Chief Operations Officer
Mr. Glenn G. Dillon Pres of BOTJ Investment Group Inc
Mr. Brian E. Cash Pres of Bank of the James Mortgage
Mr. Bradford K. Harris Market Pres - Roanoke Valley

Exchange: NASDAQ

Country: US : United States of America

Currency: US Dollar ($)

GIC Sector: Financials
GIC Group: Banks
GIC Industry: Banks
GIC Sub-Industry: Regional Banks
Forward PE: 0
Trailing PE: 6.6043
Price-to-Book MRQ: 1.1845
Price-to-Sales TTM: 1.338
IPO Date: 2000-08-10
Fiscal Year End: December
Full Time Employees: 153
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