Description: Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southern Michigan communities. Its deposit products include interest and non-interest checking, passbook savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit. The company also provides home mortgages, equity loans, and personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, individual retirement account rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, business succession planning, life insurance, and remote deposit capture services, as well as payroll, prepaid, gift, and credit cards. It operates through a network of 14 banking offices located in Battle Creek, Camden, Centreville, Coldwater, Constantine, Hillsdale, Marshall, Mendon, Portage, Tekonsha, Three Rivers, and Union City, Michigan, as well as a loan production office located in Angola, Indiana. The company was founded in 1871 and is based in Coldwater, Michigan.
Home Page: www.smb-t.com
51 West Pearl Street
Coldwater,
MI
49036
United States
Phone:
517 279 5500
Officers
| Name | Title |
|---|---|
| Mr. John H. Castle | Chairman & CEO |
| Mr. Kurt G. Miller | Pres & Director |
| Ms. Danice L. Chartrand | Sr. VP, Treasurer, Sec. & CFO |
| Mr. Eric M. Anglin | Exec. VP, Chief Strategy Officer & Head of Bus. Devel. |
| Mr. Rick Feller | VP of Retail Loans, Sr. Collections Administrator of Southern Michigan Bank & Trust |
| Steve Todd | VP of Commercial Loans - Southern Michigan Bank & Trust |
| Trisha Clark | VP of Risk Mgmt & Risk Mgmt Officer of Southern Michigan Bank & Trust |
| Eric Romzek | Head of IT - Southern Michigan Bank & Trust and First VP of IT - Southern Michigan Bank & Trust |
Exchange: PINK
Country: US
Currency: US Dollar ($)
| GIC Sector: | Financials |
|---|---|
| GIC Group: | Banks |
| GIC Industry: | Banks |
| GIC Sub-Industry: | Regional Banks |
| Forward PE: | 0 |
|---|---|
| Trailing PE: | 7.6742 |
| Price-to-Book MRQ: | 1.0913 |
| Price-to-Sales TTM: | 2.0711 |
| IPO Date: | |
| Fiscal Year End: | December |
| Full Time Employees: | 0 |